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Account
Zak
5
/ 5
UBS private account
1
/ 5
Overview
Interest
0.55
%
Account opening
CHF
0
Account management
(per month)
CHF
0
Account closure
CHF
0
Withdrawal limit
None
Account statement
monthly
Free of charge
Interest
0
%
Account opening
CHF
0
Account management
(per month)
CHF
5
Account closure
CHF
0
Withdrawal limit
None
Account statement
monthly
Free of charge
Payment transactions in Switzerland
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
(per payment)
CHF
0
LSV & eBill
Free of charge
Standing order
(per execution)
CHF
0
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
(per payment)
CHF
0.3
LSV & eBill
CHF 0.30 per execution
Standing order
(per execution)
CHF
0.3
Payment transactions abroad
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
SEPA free of charge, other foreign payments not possible
Receipt of payment
(per receipt)
CHF
0
Outgoing payments
SEPA CHF 0.30, otherwise CHF 5
Bank card
Annual debit card fee
Free of charge
Purchasing Switzerland
(per transaction)
CHF
0
Purchasing abroad
2% of the transaction amount
Cash withdrawal Switzerland (CHF)
Free of charge at Bank Cler, other banks CHF 2 per withdrawal
Cash withdrawal abroad
CHF 5 per withdrawal
Annual debit card fee
CHF 50
Purchasing Switzerland
(per transaction)
CHF
0
Purchasing abroad
2 % of the purchase amount, but at least CHF 1
Cash withdrawal Switzerland (CHF)
Free of charge at our own ATMs, CHF 2 at third-party ATMs
Cash withdrawal abroad
CHF 5 per withdrawal
Description
Account
Private account "Zak". This is a digital product that is operated exclusively via an app. Account management and payment transactions in Switzerland are free of charge.
Rating
Zak achieves a very good result, as account management and payment transactions in Switzerland are free of charge and interest is also paid.
Miscellaneous
Zak can be opened from a minimum age of 15 years. Bank Cler does not have its own Twint app, so only Twint Prepaid can be used with "Zak". 0.55% interest up to CHF 25,000. 1.05% interest for up to CHF 100,000 with "Zak Sparen".
Account
UBS private account. Account management fee of CHF 5 for electronic delivery of bank documents, CHF 9 for bank documents in paper form. Annual debit card fee CHF 50.
Rating
No special features
Miscellaneous
With total assets of over CHF 10,000 or a mortgage, the account management fee is reduced to CHF 3 per month or CHF 7 with bank documents in paper form.
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